---
updatedAt: 2026-06-03T21:39:10.000Z
agentTools:
  projectIndex: https://docs.vouched.id/llms.txt
---

# Anti-Money Laundering

AML

A rigorous customer screening process is critical to full AML and KYC compliance. With IDV + AML, we combine our award winning identity verification solution with a robust series of checks against real-time global sanction lists, warnings, and proprietary databases of politically exposed persons, ensuring your end user is both identified and safe to transact with.

See <Anchor label="here" target="_blank" href="https://docs.vouched.id/reference/get-aml-enhanced-monitoring">here</Anchor> for more information about the AML API endpoint.

**Contact your Vouched Account Team or [Support](https://vouchedhelp.zendesk.com/hc/en-us/requests/new) to see a full breakdown of all lists currently offered**

## Coverage Types

<Table align={["left","left","left","left"]}>
  <thead>
    <tr>
      <th>
        Type
      </th>

      <th>
        Description
      </th>

      <th>
        Sample Lists
      </th>

      <th>
        Update Cadence
      </th>
    </tr>
  </thead>

  <tbody>
    <tr>
      <td>
        Sanctions
      </td>

      <td>
        List of persons or entities who are prohibited from using a financial system by government action
      </td>

      <td>
        OFAC  
        UN Consolidated EU Consolidated 150+ additional sanction lists
      </td>

      <td>
        Every 3 to 15 minutes
      </td>
    </tr>

    <tr>
      <td>
        Watchlists
      </td>

      <td>
        Issued by law enforcement or other regulatory bodies targeting criminal or non- compliant behavior
      </td>

      <td>
        Coverage includes over 1,000 global watchlists
      </td>

      <td>
        Every 3 to 15 minutes
      </td>
    </tr>

    <tr>
      <td>
        Politically Exposed Persons (PEP)
      </td>

      <td>
        Flags potential government officials for further review and diligence
      </td>

      <td>
        Proprietary database
      </td>

      <td>
        Every 24 Hours
      </td>
    </tr>
  </tbody>
</Table>

## Politically Exposed Persons (PEP) Classification

We have four classes of PEP, each based on FATF guidelines.

<Image align="center" alt={1043} caption="PEP Classifications" title="image (3).png" src="https://files.readme.io/70bb73e-image_3.png" />

Listed PEPs can also be Relatives and Close Associates (RCAs), which include spouses, partners and children, to give a more accurate insight into the risk of who you’re doing business with.